Being knowledgeable and practical about these things is not one of my superpowers. I have a variety of cards, but I should take the time to review their features and choose more wisely. I tend to use my Amazon Chase card because I always take advantage of the percentage back.

I have the Amex Blue Cash Everyday, which is a cash back card with no annual fee. There's a premium version that gives you a lot more cash back on gas and groceries but I prefer the no annual fee since I don't do a ton of grocery store shopping and don't buy gas at all. What I am learning from all these T&Cs is that on any given card from any given company there are usually tons of features, but you have to be really on top of things to take advantage. I just can't be bothered. Especially since I am never one to spend money to save money.

I don't buy gas, but I do a lot of grocery shopping. I really need to take the time to list my cards and see which ones do what. My physician customers pay me with cards to rack up miles. I don't fly enough for that to matter to me.