Oh, comfort and ease to everyone touched by this. And hugs if you want them.
ND, I'm sorry for the difficulties--may that improve for you.
Sheryl, I'm glad you got a little peace.
Thank you all for the bday wishes! It was very nice. I got two cakes! But I have guys here who will power through both of them toot sweet--no cake for days for me. I also got exactly what I wanted--no presents! Nothing new to dust! Honestly, I have all the stuff I could possibly want, let alone need. I'm clearing out some, this year. No new "stuff"!
Laura, I'm sorry for your wealthy late payers. Some people just lack empathy, is what.