Jesus, Liese. I had no problems but I had a long history with Wachovia/Wells Fargo (was technically a customer at both before they merged. Which is causing some confusion now) and my mortgage went through WF. Though Freddie Mac holds it now. Uh.

Figuring the stamina of kids is a PIA. Wore the nephs out one day never leaving the street. Next day, with swimming and meltdowns and trips to the zoo? They did wii until I was exhausted watching them. Don't get it. They are like camels.

Oh, yeah, they totally did that with us too when we were buying the house. I mean, they didn't put us in jail. But we had a personal loan check for the land purchase. The bank said, no way, that's more money than you've ever had, must be forged, give us a cashier's check. We said, that's a hassle but okay

I've never been in the position to say for sure, but I believe my response to that just might have been "OK, please call your manager to the window so I can explain to him why we'll be taking this check and opening an account at one of your competitors with it." I believe my parents did something very similar on their first mortgage.

Liese,

speaking of that bank, my parents had their mortgage with them. They owned the house for decades. Always paid on time. One month around 2000 or so they happened to have forgotten to pay (not sure what happened that month, but the check was not written).

2 weeks later they get a notice from that bank saying it was going to start foreclosure proceedings. Well, my parents were alarmed and since there was very little left on the mortgage at that point, they said fuck it and went to the main branch of the bank the Saturday after receiving the letter and decided to pay the mortgage off in total then and there. The employees at the bank were surprised at my parents reaction but they were undaunted and stayed at the bank for 1-2 hours so that the papers could be prepared for the mortgage to be paid completed off.

I have no doubt they would have taken my parents house if they had just simply paid on time with back month's payment. And the bank would have made a lot of $$ from it.

Good for your parents, le nubian. I hope they added some profanity!!!

my mother is way too proper for that.

probably why I cuss like a sailor. :-)

Yeah, one of the teachers I work with was having the same issue with that bank. She forgot a payment, got a forclosure notice, and immediately went in to pay it. Only they wouldn't take the money because the house was in forclosure. It took her months and thousands of dollars in lawyers fees to get it straightened out. She ended up having to take a loan on her 401k to finally get things fixed.

Super shady.

And whoot, Scrappy, you're a star! Or your real estate is!

She forgot a payment, got a forclosure notice, and immediately went in to pay it. Only they wouldn't take the money because the house was in forclosure.

Okay, that's really alarming.

Scrappy's house should have an imdb entry. It's just everywhere.

BoA is the devil. I've only had a credit card with them, but they *refused* to drop my APR from something like 23% even though I had a history of a year or more of on-time payments. (And this was before the economy collapsed; maybe even back before 9/11.) Just flat-out refused.

The local bank I have my checking with gave me a credit card at 0% for the first 12 months. I even TOLD BoA that I wouldn't transfer my (please don't judge) $15,000-ish credit line away if if they would just lower my APR. I had been with them for a long time and wanted to have a record of longevity.

They said no, we won't lower it. I asked, "So, you don't want the interest on my large debt?" They said, we don't think you really are going to transfer it away.

Boom. Gone within 2 weeks. Jackholes.

Also, mindblown by that promo. That official promo.

That's awesome. That's like the Sam and Frodo commercial that TBS ran way back in the day: [link]

Finally, all the talk of soda has me drinking a ginger beer with Crown Royal. I know a dark rum and ginger beer is called a Dark and Stormy; does whiskey and ginger beer have a name?