Oh, yeah, they totally did that with us too when we were buying the house. I mean, they didn't put us in jail. But we had a personal loan check for the land purchase. The bank said, no way, that's more money than you've ever had, must be forged, give us a cashier's check. We said, that's a hassle but okay. Our (very generous and patient) lender sent a new check, in the format they wanted. Okay, they said, now we'll need to wait ten days or two weeks or the end of the month, until the check clears. Uh, we said, we're trying to close on this land. And it's what you asked for!

The lady looked us right in the eye, shook her finger at us, and said that we were probably trying to rip them off and that's why the check was going to be held.

Yeah.

I won't tell you what bank it was, although it starts with Bank of and ends with merica. But you can bet your sweet bippy we got our personal banking out of there as soon as we could, and we're still working on getting our company banking out of there. And of course, the mortgage itself was with another bank. Which maybe was why they were being so sour, but seriously, accusing me of forgery is not the best way of maintaining my business.

Jesus, Liese. I had no problems but I had a long history with Wachovia/Wells Fargo (was technically a customer at both before they merged. Which is causing some confusion now) and my mortgage went through WF. Though Freddie Mac holds it now. Uh.

Figuring the stamina of kids is a PIA. Wore the nephs out one day never leaving the street. Next day, with swimming and meltdowns and trips to the zoo? They did wii until I was exhausted watching them. Don't get it. They are like camels.

Oh, yeah, they totally did that with us too when we were buying the house. I mean, they didn't put us in jail. But we had a personal loan check for the land purchase. The bank said, no way, that's more money than you've ever had, must be forged, give us a cashier's check. We said, that's a hassle but okay

I've never been in the position to say for sure, but I believe my response to that just might have been "OK, please call your manager to the window so I can explain to him why we'll be taking this check and opening an account at one of your competitors with it." I believe my parents did something very similar on their first mortgage.

Liese,

speaking of that bank, my parents had their mortgage with them. They owned the house for decades. Always paid on time. One month around 2000 or so they happened to have forgotten to pay (not sure what happened that month, but the check was not written).

2 weeks later they get a notice from that bank saying it was going to start foreclosure proceedings. Well, my parents were alarmed and since there was very little left on the mortgage at that point, they said fuck it and went to the main branch of the bank the Saturday after receiving the letter and decided to pay the mortgage off in total then and there. The employees at the bank were surprised at my parents reaction but they were undaunted and stayed at the bank for 1-2 hours so that the papers could be prepared for the mortgage to be paid completed off.

I have no doubt they would have taken my parents house if they had just simply paid on time with back month's payment. And the bank would have made a lot of $$ from it.

Good for your parents, le nubian. I hope they added some profanity!!!

my mother is way too proper for that.

probably why I cuss like a sailor. :-)

Yeah, one of the teachers I work with was having the same issue with that bank. She forgot a payment, got a forclosure notice, and immediately went in to pay it. Only they wouldn't take the money because the house was in forclosure. It took her months and thousands of dollars in lawyers fees to get it straightened out. She ended up having to take a loan on her 401k to finally get things fixed.

Super shady.

And whoot, Scrappy, you're a star! Or your real estate is!

She forgot a payment, got a forclosure notice, and immediately went in to pay it. Only they wouldn't take the money because the house was in forclosure.

Okay, that's really alarming.

Scrappy's house should have an imdb entry. It's just everywhere.