'Objects In Space'
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risqué (and frisqué), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
I have an auto insurance question.
What is to prevent me from lowering my deductible right before I make a claim? My renewal date is coming up, and I've found some horrendous scratches on my car because someone hates me or something. My comprehensive deductible is $250, but for $40, I can make it $50 for the next six months, file the claim, and then take it back up again. That seems like a sound strategy, but there has to be a catch.
It is immoral?
Morals don't pay my rent!
The insurance company isn't stupid. Firstly, filing a claim will make them look at your file, and they will realize what you did. You may not pay now, but you will pay later.
Aw, Teppy, that was a wonderful story and photo. Sniffly over here.
Twilight Greeting Cards
As one who received a musical Harry Potter birthday card, I have no opinion.
That seems like a sound strategy, but there has to be a catch.
Odds are they'll drop you. Many insurance companies will drop you for small claims anyway, says Clark Howard, who recommends taking insurance with the highest deductible your loan company will allow and paying small claims, particularly when there's no other driver involved, rather than filing.
Yeah. The best approach is not to use your insurance.
OK, that was sarcastic. But I've also heard that for cars, it may be best to just handle the small stuff yourself, and only submit claims for the expensive stuff.
These are not people to play with; my dad should be better at it, actually. It plays to his natural lack of empathy and concern for others. But he's also too lazy to be the biggest dick in the room.
Iwas going to say repaint. ---No claims keep insurance rates down -- and for something that you can pay --pay.