Oh fun! We’re seeing BNL next week in Toronto.

I definitely struggle with over spending both food and money. I worked really hard for several years to pay down my credit cards, which was slow and painful but 100% worth it. Now I have them set to pay in full every month, even pulling money from savings if I have to. I paid off my car too, so I don’t have that hitting every month, which helps.

But I’m way too prone to just indulging and spending without much thought. Costco, Target (except not anymore), restaurants, flight upgrades, etc.

Sending out joyous birthday wishes into the Buffista ether to esse (SA). May you feel the love and know that you are missed. We hope this is a wonderful day, followed by a year of delights.