They actually advised us of that, too, but I forgot. Thanks for the reminder!
Kaylee: So, uh, how come you don't care where you're going? Book: 'Cause how you get there is the worthier part.
'Serenity'
Natter 78: I might need to watch some Buffy for inspiration
Off-topic discussion. Wanna talk about corsets, duct tape, butt kicking, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
-t - Sep 30, 2026 10:02:55 am PDT #14158 of 14508
I am a woman of various inclinations and only some of the time are they to burn everything down in frustration
meara - Sep 30, 2026 10:31:56 am PDT #14159 of 14508
Ugh I hate when I gear up to do the onerous task and then it fails. I called the doctors office to make an appointment for vaccines and they were like “oh we are out, we may get more tomorrow so call back next week”. I was like “…can I call Friday if you’re getting more tomorrow?” And she was like well yeah. wtf. I’m not trying to make an appointment for today.
DavidS - Sep 30, 2026 10:43:50 am PDT #14160 of 14508
"Look, son, if it's good enough for Shirley Bassey, it's good enough for you."
Ugh I hate when I gear up to do the onerous task and then it fails. I called the doctors office to make an appointment for vaccines and they were like “oh we are out, we may get more tomorrow so call back next week”. I was like “…can I call Friday if you’re getting more tomorrow?” And she was like well yeah. wtf. I’m not trying to make an appointment for today.
That is the nice thing about OneMedical - I can drop-in anytime without an appointment (to any office) to get vaccines or blood draws.
Oofdah, I've got a Zoom call with my financial advisor and my accountant in 20 minutes and it's going to be very complicated. I've got frickin' notes everywhere.
Bonus: the big IRA JZ inherited from her dad, which came to me has Required Minimum Distributions and I haven't been taking them because (a) I wasn't 65 yet and didn't know I had to; and (b) there are big IRS penalties for not doing so. So...probably kinda fucked on that one.
-t - Sep 30, 2026 11:25:37 am PDT #14161 of 14508
I am a woman of various inclinations and only some of the time are they to burn everything down in frustration
My mom has that on what she refers to as her pension (which I think she inherited from her dad). She doesn't include those in her budget, just uses them for unexpected expenses or gifts and it's worked out well for her so far. Hopefully you can catch up or something.
DavidS - Sep 30, 2026 12:36:45 pm PDT #14162 of 14508
"Look, son, if it's good enough for Shirley Bassey, it's good enough for you."
Hopefully you can catch up or something.
Apparently the tax code was ambiguous and kinda FUBAR in '24 and '25 so the IRS issued a bunch of waivers on this issue. So I should be able to take care of it without penalty.
Note to everyone: If you inherit an IRA from someone else you have to empty it in 10 years! And at a certain point you need to start taking Required Minimum Distributions whether you're ready or not.
-t - Sep 30, 2026 12:42:56 pm PDT #14163 of 14508
I am a woman of various inclinations and only some of the time are they to burn everything down in frustration
I am pretty sure you can roll it over to another IRA and that takes care of it. That's what I did with DH's , like, immediately (it was done for me, I'm pretty sure, automagically) and then I didn't even look at it for longer than 10 years and heard something about this and panicked but when I checked on it it was apparently fine.
DavidS - Sep 30, 2026 1:06:43 pm PDT #14164 of 14508
"Look, son, if it's good enough for Shirley Bassey, it's good enough for you."
Grown up question I had to ask that would have been pure gibberish to me a few years ago:
What's the minimum portfolio drop that would trigger a SBL call?
-t - Sep 30, 2026 4:00:09 pm PDT #14165 of 14508
I am a woman of various inclinations and only some of the time are they to burn everything down in frustration
Does that have to do with your recent real estate financing?
I have an MBA, I can make wild guesses based on hunches
-t - Sep 30, 2026 4:29:33 pm PDT #14166 of 14508
I am a woman of various inclinations and only some of the time are they to burn everything down in frustration
Just got a notice that Kaiser will not be an option when Open Enrollment happens. I switched to United Health for this year, but I was thinking about switching back because do know how to navigate Kaiser better, but I guess I won't be doing that.
DavidS - Sep 30, 2026 9:21:34 pm PDT #14167 of 14508
"Look, son, if it's good enough for Shirley Bassey, it's good enough for you."
Does that have to do with your recent real estate financing?
It does! SBL = Securities Backed Loan.
So basically if I get a loan based on my stock portfolio, at what point in a stock dip would they do a call on my loan. Because a SBL is easy to get (if you have the stocks) but it's not locked in and if the market crashes they want their money back. Whereas a mortgage they can't do that.
I didn't know you had an MBA!