Xander ,'Empty Places'
Off-topic discussion. Wanna talk about corsets, duct tape, butt kicking, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
I’m sorry about the work and home stress, askye.
So, today is one of those fun days of “I wonder when that injury happened.” Because of my paralysis I can’t feel my feet at all. But it’s never fun to take off your socks and see blood and not know why.
No, that does not sound fun, sj! I'm sorry
And sorry for the various shitshows, askye, but I'm so glad you're generally in a pretty good place!
Happy Cass Day! I feel like I should watch some vrooming cars and eat avocado in your honor.
So, I have been finding myself idly thinking that maybe it would be for the best if I was laid off, I'd have to start withdrawing from my 401k but I wouldn't have to work all the time. So I wondered if maybe I should just retire. The little tool that tells you how on track you are for your retirement goals says it wouldn't be wise, but I remembered I have DH's old 401k squirreled away and I haven't looked at it in a while, figuring it would just sit there not doing much since no one is making contributions to it. Took a look and it has grown a lot more this year than my current 401k, so I guess my lazy ass never rolling it over was the smart move and I feel like taking the advice of whatever bank (I think) it was that Marketplace quoted as saying now is a good time to take profits and withdrawing a large-ish chunk to get out from under most of my debt would be justifiable. It takes them a week to set up the direct deposit so I can't rush into it, but I think it's going to be a good move for me. If I'm mad about it in my 90s, well, that seems unlikely but sorry future me if so. We've made dumber decisions with less thought.
Happy birthday, Cass!!
...get out from under...my debt
Seems a good idea to me. The 401(k) accounts are (one would hope) earning you money, but the debt is costing you money.
Get clear of the debt, including taxes, then re-evaluate before retiring.
Right? It's super rational and yet I feel like I am getting away with something reckless and daring
I feel like taking the advice of whatever bank (I think) it was that Marketplace quoted as saying now is a good time to take profits and withdrawing a large-ish chunk to get out from under most of my debt would be justifiable.
Agree completely. In particular, the possibility of the orange menace doing something to crash the markets makes paying off debt much more desirable than betting on the markets.
And, what dcp said.
Good point, Laura. I am bewildered by how much the untouched account has grown, I feel like it's very likely I'm invested in a bunch of stuff I would prefer not to be but actually digging into the funds and whatnot is way more than I am willing to do
That sounds like a good plan. I remember seeing the numbers once about how much more you would have putting in money young and letting it sit there. TCG went back to school later in life and therefore started his career later in life and is always trying to catch up on his contributions.
Happy Birthday, Cass!
Yeah I saw that basically were all about to have Elon in our stupid 401ks like it or not and I have no idea how I would divest from that and still be in an appropriate setup (currently in the “retiring in (year)” thing that’s available) because I 100% believe that shit will crash and probably soonish?