quester the job loss sucks but the severance sounds good. I second the recommendation about a credit union. They have good resources and sometimes you just have to live in an area to be able to join one.
I really should switch to one but the thought of changing all my bank stuff is daunting.
erika for awhile on FB anytime I liked something or tried to comment I would get an error message that my activity was too frequent. Even when it was the first time that day and it didn't matter what it was. I think I reinstalled the app and that helped.