Hi all! Just popped in to see if Nilly & Shir had posted. So glad to hear from both of you!
then I have had a very strange day.
I had a root canal down this morning. Not too bad, the tooth was dead under it's crown, so the dentist took all the death residue out after drilling a hole in the crown. then he patched the crown. It's still a bit tender for chewing but this will pass.
Just as I was checking out from the dentist, I got a phone call from the Netherlands. It was really from HR, they left a message and I called them back on a US line. My job is being discontinued. It ends at the end of April. Technically it's not a firing thing, because I can apply for another position in the company.
I have been thinking more and more lately about retiring. I'm 70, and can't keep up with the pace anymore. I told the person who called me about the job ending that I have been thinking about retiring any way.
She advised me to go through the separation process because it's a good amount of money I get just for leaving semi-voluntarily. and then go through the retirement process. this is something I will be asking more questions about.
Frankly, this is almost a blessing. But, the reason I have kept working is because of a large credit card debt. I could use some advice if anyone has any.
It's one card, and I have been paying back a small loan since 2009. it took me a long time to get a job that would allow me to pay more off. but it hasn't been enough. I've been paying the card $500.00 a month for years. and the total of the fees & interest have blown up to around $20K. So that's the big problem I have been stupid about for years.
I already collect SS, and that all goes into savings. I have a small 401K, and an undetermined Pension.
I've asked my brother and sister about financial advisement, and they came up with no suggestions. I haven't told them about the debt. None of their business. it's my problem to deal with.
I also want a rebate on all the fees and interest. I haven't used the card since the loan. I feel like they owe me some of it back but that is just wishful thinking.
I had to tell someone about this, so, as usual, my dears, it had to be you. I haven't' made a single meat space friend since I moved here. My brother and the one of my sisters live hear, but I don't trust them anymore. Another long story.
Thank you for being here, so I do have somewhere to go to rant about this. I have to sign off soon. Work in the morning.