Get recs from bank, other recent homeowners in the areas and/or your realtor. I went with my realtor's rec, and was happy with that (of course, I had the easiest mortgage ever. Broker even said I was the easiest, most vanilla mortgage ever, because I was pretty much prime mortgage material. He even told me I could've done it all by myself.)
Paperwork is pretty much taxes for the past year or so, a few paystubs, bank account info, and agreeing to let them look up your credit report. Oh, and at some point, your employer has to give them some sort of confirmation of employment, but that's when you actually GET the mortgage.
the Russian ice dancers have toned down the offensiveness of their "Aboriginal" routine
Oh, Australian Aborigine. How random. I'd assumed Canadian without further context.
The Russians looked stupid and culturally tone-deaf.
They looked like they had
raided the false foliage department at Michael's
The Russians looked stupid and culturally tone-deaf.
It was even worse before. This was the toned-down "sensitive" version.
I don't care much about hockey, but this Canada-U.S. game is pretty exciting.
On a very separate note, if I wanted to decide to buy a house, anyone got a suggestion about how I would start applying for mortgages? Er.
I'd talk to erin_obscura.
I went through my emails with the broker, and I think everything I mentioned was it. This is what the broker listed. I think we might have added 401K statement:
'07 & '08 w-2's, one month's pay stubs (2 or 4 depending how often you get paid), asset statements (checking, savings, etc).
...recs from bank? Like, the one I do checking with? Wouldn't they just say "With us! With us!"
Don't know any recent homeowners in my area. Don't have a realtor yet, but plan to get one, I suppose. Maybe. If I"m actually doing this. Er. Eep?
