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Funny thing about black and white. You mix it together and you get gray. And it doesn't matter how much white you try and put back in, you're never gonna get anything but gray.

Lilah ,'Destiny'

Natter 72: We Were Unprepared for This

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Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.

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shrift - Jan 31, 2014 8:52:58 am PST #18640 of 30000

"You can't put a price on the joy of not giving a shit." -Zenkitty

I failed at contributing to a 401k for most of my 20s. I did contract work for a while and I don't think it was an option, so I think I ignored it when I finally was given the option because I didn't really know what to do.

Oh, younger self. Why.

These days, I built up my emergency savings account and started doing a small monthly contribution, I max out my generous 401k match and contribution limit, and I max out my Roth IRA contribution limit. Because I can right now and I have a lot of catching up to do.

I know there's more investing I could do, but I don't like a lot of risk. I don't even like gambling in Vegas.

meara - Jan 31, 2014 9:03:21 am PST #18641 of 30000

Oh, younger self. Why.

Amen. I also feel like if I were a real adult I would have a will, and visit like, a financial planner or something. But I will take "doing my taxes in January".

-t - Jan 31, 2014 9:32:41 am PST #18642 of 30000

I am a woman of various inclinations and only some of the time are they to burn everything down in frustration

Oh, jeez. I'm still waiting on one of my W-2s, and I haven't even made a household budget yet. Money, bah.

ION, I totally dressed wrong today. I went for a walk and wore my coat: too hot. Still on the warm side sitting in the office after my walk (without my coat) so I thought I'd eat lunch outside without my coat. Too cold.

Steph L. - Jan 31, 2014 9:34:15 am PST #18643 of 30000

this mess was yours / now your mess is mine

I'm still waiting on one of my W-2s

Yeah, I'm still waiting on a 1099; are those on the same January 31 deadline as W-2s?

Jesse - Jan 31, 2014 9:34:34 am PST #18644 of 30000

Sometimes I trip on how happy we could be.

My problem with retirement is that it feels like I have SO MUCH money saved, but yeah, no. I've been increasing my contribution with my salary, though, so I guess it'll all work out.

meara - Jan 31, 2014 9:36:43 am PST #18645 of 30000

Yeah, and I guess part of it is also somehow the fact that I've been saving for 10 years but still have THIRTY to go doesn't really hit me. Like, if I keep saving like I have been the past year (rather than the eight or nine years before that), I'll have plenty. Because 30 years is a long-ass time (OMG how can I work 30 more years??)

Jesse - Jan 31, 2014 9:37:41 am PST #18646 of 30000

Sometimes I trip on how happy we could be.

Oh yeah, also that -- good news/bad news, I am not yet halfway through my career!

-t - Jan 31, 2014 9:38:16 am PST #18647 of 30000

I am a woman of various inclinations and only some of the time are they to burn everything down in frustration

I have H's 401k I need to roll into mine, and like $30 in my state employee retirement account that just amuses me. I think it's doubled since I've had it, which would be awesome if it was more than $15 to start with. Once I decided that if I end up broke and homeless that's okay this stuff stresses me out maybe less than it should, in the sense that I don't do anything about it.

-t - Jan 31, 2014 9:39:17 am PST #18648 of 30000

I am a woman of various inclinations and only some of the time are they to burn everything down in frustration

I am not yet halfway through my career!

Not me!

msbelle - Jan 31, 2014 10:24:00 am PST #18649 of 30000

I remember the crazy days. 500 posts an hour. Nubmer! Natgbsb

I was craving grilled shrimp salad, so Fuzzy's again today.

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