I wish I could just put the car on my credit card. That would be simplest, plus beaucoup points.
Monty: Whaddya mean she ain't my wife? Mal: She ain't your wife... cause she's married to me.
'Trash'
Natter 69: Practically names itself.
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
§ ita § - Jan 29, 2012 11:50:26 am PST #18976 of 30001
Well not canonically, no, but this is transformative fiction.
flea - Jan 29, 2012 11:52:08 am PST #18977 of 30001
information libertarian
Huh. I have a ridiculous credit limit on my VISA - like, $16,000, I never use it but feel gratified that if I ever need to do a bunk to Brazil or someplace I'll have some leeway - I wonder if a car dealer would take it for a car?
§ ita § - Jan 29, 2012 11:54:02 am PST #18978 of 30001
Well not canonically, no, but this is transformative fiction.
The first dealership I checked with said no, so I pretty much assumed the others wouldn't. I do not know that explicitly for this one, though. It just didn't seem to be in their interest. So to speak.
Stephanie - Jan 29, 2012 11:55:54 am PST #18979 of 30001
Trust my rage
For my business, I lose .035% on every credit card charge. That's a lot of money on $16,000.
Strix - Jan 29, 2012 11:56:27 am PST #18980 of 30001
A dress should be tight enough to show you're a woman but loose enough to flee from zombies. — Ginger
Can you -- and by "you" I mean people in general -- not? Do you have to finance? (I've never had a credit card with more than a $1000 limit.)
I've always paid cash for cars, or my folks financed it, because my credit is shite (THANKS, college "sign-up-dumb-young-moron-and-we'll-give-you-a-candy-bar-and-a-credit-card") and I paid my parents each month, and I've never paid more than $2500 for a car.
Matt the Bruins fan - Jan 29, 2012 11:57:42 am PST #18981 of 30001
"I remember when they eventually introduced that drug kingpin who murdered people and smuggled drugs inside snakes and I was like 'Finally. A normal person.'” —RahvinDragand
Would you then get a loan to pay off the credit card immediately? My first reaction was gasping at the thought of a 13.9% car loan (something my best friend proposed doing back in college when cc rates were more like 19%).
brenda m - Jan 29, 2012 12:00:57 pm PST #18982 of 30001
If you're going through hell/keep on going/don't slow down/keep your fear from showing/you might be gone/'fore the devil even knows you're there
Huh. I have a ridiculous credit limit on my VISA - like, $16,000, I never use it but feel gratified that if I ever need to do a bunk to Brazil or someplace I'll have some leeway - I wonder if a car dealer would take it for a car?
My dealership let me put like $5 grand of downpayment on my Amex, which I then just paid off. The rest I made up with a check.
Dana - Jan 29, 2012 12:05:43 pm PST #18983 of 30001
I'm terrifically busy with my ennui.
Yeah, my experience has been that the dealer would let us put a certain amount on the card, but not the whole thing.
§ ita § - Jan 29, 2012 12:07:45 pm PST #18984 of 30001
Well not canonically, no, but this is transformative fiction.
Would you then get a loan to pay off the credit card immediately?
Since I only want financing on a small amount (and I can't get a car loan for less than 7500), I could pay off most of it right away.
And, to be honest, in the period before it came due, I'd probably waffle and put the money together anyway, but that's not as soon as tomorrow. But that's just my position.
But if could downpay with a credit card--well, that's just fine too. Hmm.
flea - Jan 29, 2012 12:09:39 pm PST #18985 of 30001
information libertarian
It wouldn't make sense to finance a car that way unless you had a super-magic credit card; I was thinking more to manage cash flow temporarily, like until you could get funds out of a CD or a mutual fund or something.
I do like thinking about charging my 4 one-way tickets to a sunny country with tax shelters and no extradition treaty, though.