Buffistas

And don't you ever stand for that sort of thing. Someone ever tries to kill you, you try to kill 'em right back! ... You got the right same as anyone to live and try to kill people.

Mal ,'Our Mrs. Reynolds'

Natter 58: Let's call Venezuela!

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Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.

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megan walker - Apr 08, 2008 2:05:45 pm PDT #428 of 10001

"What kind of magical sunshine and lollipop world do you live in? Because you need to be medicated."-SFist

Does anyone know if I want to make my 401K plan contributions on a pre-tax basis or a Roth basis?

Does it make a difference for company matching purposes?

The argument for pre-tax is that your income bracket (and therefore taxes) are lower in retirement.

However, IMO, it is very likely that tax brackets will have to rise in the future so I wouldn't bet on your bracket being lower. Also, even though you pay taxes now, the Roth grows tax free, so you are paying taxes on $5000 now, but not $50,000 (or whatever) later.

That being said, I have a regular 401K because that's what my firm matches and I can't contribute more than the match right now. When I can though? I will put the extra over the match into a ROTH.

ETA: Personally, I might do 1/2 one, 1/2 the other.

Ginger - Apr 08, 2008 2:06:42 pm PDT #429 of 10001

"It didn't taste good. It tasted soooo horrible. It tasted like....a vodka martini." - Matilda

Does anyone know if I want to make my 401K plan contributions on a pre-tax basis or a Roth basis?

Go Roth. Choose Roth. If you take money out of a Roth before retirement, you're only penalized on the interest. The argument behind pre-tax is that you'll be in a lower tax bracket when you start withdrawing money, but that's often not the case.

Scrappy - Apr 08, 2008 2:42:45 pm PDT #430 of 10001

Life moves pretty fast. You don't stop and look around once in a while, you could miss it.

Hey, where's ita? have I missed her posts in my work-skimmage?

Laga - Apr 08, 2008 2:45:41 pm PDT #431 of 10001

You should know I'm a big deal in the Resistance.

I don't recall seeing ita post today.

Tom Scola - Apr 08, 2008 2:47:36 pm PDT #432 of 10001

Remember that the frontier of the Rebellion is everywhere. And even the smallest act of insurrection pushes our lines forward.

She hasn't posted all day. I was wondering about how she would react to Monty Hall giving her a goat.

Lee - Apr 08, 2008 2:51:23 pm PDT #433 of 10001

The feeling you get when your brain finally lets your heart get in its pants.

Does it make a difference for company matching purposes

hahahahaha. Not for 5 years.

I was leaning towards the half and half myself, because I probably wouldn't be in a lower tax bracket, unless I am.

sarameg - Apr 08, 2008 2:52:08 pm PDT #434 of 10001

She'd pull a knife and fork out of her back pocket. And possible some spices.

I'm trying to be better organized at work, rather than keeping it all in my head. It's a good thing too, because OMGSOMUCH is going on that even staring at my lists and instructions I'm all wait, what were we talking about again?! Oof.

Jesse - Apr 08, 2008 2:52:25 pm PDT #435 of 10001

Sometimes I trip on how happy we could be.

I finally ate at Applebee's! And it was delicious. And there looked like a lot of other good things on the menu. So there. The only annoyance was that the check was fourteen-something, so I asked for change from my $20, because I was going to leave a $3 tip. Perfectly respectable. But she came back with a $5 bill for me. I over-tipped out of annoyance. Who does that?

amych - Apr 08, 2008 2:55:27 pm PDT #436 of 10001

Now let us crush something soft and watch it fountain blood. That is a girlish thing to want to do, yes?

Dude. "Can I get change" means "can I get the change broken down into smaller units". Not "can I get back the difference between this and the total on the bill". That part comes by default unless otherwise stated!

Steph L. - Apr 08, 2008 2:57:15 pm PDT #437 of 10001

I look more rad than Lutheranism

I should only go on crime sprees with Teppy.

Good plan! And remember -- we SAY NOTHING TO THE COPS!!!

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